Many people decide to pursue a career as a social worker because they have a strong desire to contribute to society in a meaningful way. As such, the last thing that they expect is to be sued.
If you are a social worker, going to work each day without a social worker professional liability insurance can prove to be unwise. No matter how much you try and how good your intentions are, there is always the possibility that someone out there that may sue you.
While social workers certainly don’t get sued nearly as often as doctors or lawyers, they still must face this threat on an almost daily basis. By purchasing a professional liability insurance policy you can concentrate on doing what you do best—helping others.
Social work requires a high level of empathy, attention to detail, and dedication. With reliable protection, you can put aside all thoughts of being held liable and instead focus all your energy on your work.
It’s important to note that sometimes, lawsuits are completely inevitable. As the saying goes, we are all humans, and as such, we are all prone to making mistakes. A documentation error might slip past you without you knowing, or you may be unable to communicate information efficiently at times.
Sometimes, an error or malpractice claim might be unfounded—all it takes is an irate or angry client. So, what can you expect once you have done everything to prevent a lawsuit but somehow still manage to be faced with one? Quite simply, with a reliable professional liability insurance policy, you can expect complete financial coverage from your insurance company (deductible aside, of course). Instead of worrying about legal fees, you can instead work with your lawyer (provided by your insurance company) to prove your innocence and continue doing the work you love, knowing that your finances and reputation are protected.
To find out more about how professional liability insurance can protect you as a social worker, talk to one of our insurance experts today, or get a free, no-obligation online quote in just a few minutes through our website.
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